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Privacy

Last Updated: April 8, 2025

BizInsure Hub (“we,” “us,” or “our”) is committed to protecting the privacy and personal data of our visitors. This Privacy Policy outlines how we collect, use, protect, and disclose information obtained through your use of our website, accessible at https://www.bizinsurehub.live (“the Site”).

By using this Site, you agree to the terms described in this Privacy Policy. We encourage you to review this policy periodically, as it may be updated from time to time to reflect changes in applicable laws, technologies, or our operational practices.

1. Introduction

Your privacy matters to us. BizInsure Hub is an independently managed educational content blog, and we are fully committed to handling your personal data with transparency, care, and in compliance with applicable data protection regulations, including:

  • General Data Protection Regulation (GDPR) — for users in the European Economic Area (EEA)

  • California Consumer Privacy Act (CCPA) — for users residing in California, USA

This policy is designed to help you understand:

  • What data we collect

  • How we use it

  • How we safeguard it

  • What your rights are

2. Data We Collect

When you visit or interact with our Site, we may collect the following types of information:

a) Automatically Collected Data

  • IP Address

  • Browser type and version

  • Device type and operating system

  • Referring URLs

  • Pages visited and duration

  • Geolocation (non-personalized, approximate)

  • Cookie identifiers

b) Voluntarily Submitted Data

  • When you submit a form via our contact page, we may collect:

    • Your name (if provided)

    • Email address

    • Any other information you voluntarily include in your message

We do not collect sensitive personal data such as racial or ethnic origin, political opinions, religious beliefs, or health-related information.

3. How We Use Your Data

All data collected is used solely for legitimate, educational, operational, or legal purposes, including:

  • Website performance monitoring and content improvement

  • Analyzing usage trends and visitor engagement via tools such as Google Analytics

  • Spam prevention and site security, such as with Google reCAPTCHA

  • Serving relevant, non-personalized ads via Google AdSense

  • Responding to user inquiries or feedback

We do not sell, rent, or lease your personal information to any third party for commercial gain.

4. Cookies Policy

What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help improve your browsing experience and allow us to track anonymous usage patterns.

How We Use Cookies:

  • Google Analytics: to monitor site traffic and behavior patterns

  • Google AdSense: to deliver non-personalized ads

  • User preferences: to remember choices such as dismissing banners

Managing Cookies:

You can choose to accept or reject cookies through your browser settings or via the cookie consent banner displayed on our website. Note that disabling certain cookies may affect site functionality.

5. Third-Party Services

We use trusted third-party services to operate our website and ensure performance, safety, and monetization. These services may use cookies and similar technologies:

These services may collect usage data according to their own privacy policies.

6. User Rights Under GDPR & CCPA

Depending on your location, you may have the following rights:

Under the GDPR (for users in the EEA):

  • The right to access personal data we hold about you

  • The right to rectify inaccurate or incomplete data

  • The right to request deletion of your data

  • The right to restrict or object to certain types of data processing

  • The right to withdraw consent at any time

  • The right to data portability

Under the CCPA (for California residents):

  • The right to know what personal data is collected, used, and disclosed

  • The right to delete personal information held by us

  • The right to opt out of the sale of personal data (Note: We do not sell personal information)

  • The right to non-discrimination for exercising privacy rights

If you would like to make a request regarding your data, please email us at privacy@bizinsurehub.live.

7. “Do Not Sell My Personal Information”

BizInsure Hub does not sell your personal information to any third party.

Nevertheless, in accordance with the California Consumer Privacy Act (CCPA), you may still contact us at privacy@bizinsurehub.live with the subject line “Do Not Sell My Information” to confirm this policy or to request deletion of stored data.

8. Children’s Privacy

This website is not directed toward children under the age of 13, and we do not knowingly collect any personal information from minors.

If you are a parent or legal guardian and believe that your child may have submitted personal data to us in error, please contact us immediately at privacy@bizinsurehub.live so we can take appropriate action.

9. Data Retention & Security

We retain personal data only for as long as it is necessary to fulfill the purposes outlined in this policy, or to comply with legal obligations.

Security Measures:

  • Use of secure, encrypted servers (HTTPS)

  • Limited access to personal data by authorized personnel

  • Implementation of basic firewall and malware detection systems

Despite these measures, no system is 100% secure. You share information with us at your own risk.

10. Privacy Policy Updates

This Privacy Policy may be revised from time to time to reflect legal, technological, or operational changes. All changes will be posted on this page, with the “Last Updated” date clearly indicated.

Your continued use of the Site constitutes your acknowledgment and acceptance of any such changes.

11. Contact Information

If you have questions, requests, or concerns regarding your privacy or this Privacy Policy, please contact us at:

📧 privacy@bizinsurehub.live

We aim to respond to all valid inquiries within 30 days in accordance with applicable data protection laws.

Thanks for reading! Privacy you can check out on google.

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